I don’t accept insurance, but there are several ways to leverage your insurance benefits.
Out-of-Network Reimbursement
Your counseling services may be eligible for full or partial reimbursement through your insurance out-of-network benefits or health care savings accounts. If you choose this route, I am happy to provide a superbill to facilitate the process. Please contact your health insurance directly to see if you have these particular benefits for mental health services. If approved, you pay for services out of pocket and your insurance reimburses you directly.
➡️ Resource: Step-by-Step Guide to Out-of-Network Benefits
Out-of-Network/Gap Exception
If you’ve had difficulty finding an in-network provider who meets your needs, you may consider applying for a gap exception. A gap exception occurs when insurance covers an out-of-network provider at an in-network rate. If approved, you would pay for services out of pocket, and then your insurance would reimburse you directly.
➡️ Resource: How to Get an Out-of-Network Exception (Gap Exception) for Health Insurance
Health Savings Accounts/HSA
You may also consider paying for therapy through your Health Saving Account (HSA).
Business Expenses for Self-Employed & Entrepreneurs
Depending on the content and focus of our sessions, you may be able to count therapy sessions as a business expense and thus a tax deduction. Consult with your accountant to see if this applies to you.
Reduced Fee/Scholarship Options
I set aside a limited number of reduced fee/scholarship slots. Currently, all of these spots are full. I recommend Open Path Collective for reduced-fee therapy options.
Schedule your free phone consultation.
Arianna Smith, LPC, IFS Certified Therapist 